Is your 401 (k) secretly a money pit?

Your 401 (k) costs money – no ifs, no buts about it. Someone needs to manage the funds you’ve invested in, do all the reporting, and make sure you can verify your account when you need to. And these people have to be paid. It’s understandable, but the fees you …

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7 tips for the executor

It’s a role that no one really enjoys: being named executor of a deceased person. But the burden of this responsibility can be considerably lightened if you are methodical and organized. An executor is also known as the ‘personal representative’ of the estate and is legally responsible for protecting the …

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Why lower FHA premiums are likely during Biden’s presidency

For future homeowners with little money for down payments or low credit scores, Loans from the Federal Housing Administration pave the way for home ownership. However, FHA loans have a downside – their fees are high. Biden administration could bring good news to FHA borrowers. President Joe Biden’s campaign platform …

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How to borrow with the mortgage guarantee program

When the pandemic began to impact the UK economy last year, many mortgage lenders withdrew mortgage deals from the market. Even if around 90% of LTV offers returned, the number of offers available at 95% LTV remains very low. Mortgage lenders can be cautious when offering 95% LTV offers, which …

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J White Enterprises – Jacksonville Free Press

Janay White, the CEO of 8 companies, one being J White Enterprises, is a mother of two and an example of financial independence. Janay’s mission is to help people achieve financial freedom and build generational wealth. A former employee, working two jobs a day to earn a living, Janay is …

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At-risk borrowers find it easy to get credit cards

Good credit? Bad credit? It doesn’t matter much these days when it comes to credit cards now that the financial crisis and recession are far behind us. We’re looking at the highest number of consumers with credit cards since 2005, according to a TransUnion report released Tuesday. More than 171 …

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